Specialized mortgage programs tailored for traders, financial advisors, and investment professionals with variable income streams. Our mortgage specialists understand the complexities of documenting trading income and offer flexible qualification criteria.
Key Benefits for Trading Professionals
- Flexible income documentation
- Asset-based qualification options
- Jumbo loan programs available
- Investment property financing
Understanding Variable Income Documentation
Traditional mortgage lenders often struggle to evaluate the income of financial professionals who earn through trading, commissions, or performance-based compensation. Our specialized programs recognize that consistent profitability in trading and financial advisory services demonstrates strong earning potential, even when monthly income varies significantly.
Bank Statement Mortgages
Qualify using 12-24 months of bank statements showing consistent deposits from trading activities
Asset-Based Lending
Leverage your investment portfolio and trading account balances for qualification
Jumbo Loan Programs
High-value financing options for luxury homes and investment properties
Specialized Programs for Trading Professionals
Our mortgage specialists work exclusively with financial professionals and understand the unique challenges of documenting trading income. We offer several program options designed to accommodate the variable nature of trading and investment advisory income while providing competitive rates and terms.
Documentation Requirements
For Active Traders:
- 12-24 months of trading account statements
- Bank statements showing consistent deposits
- CPA letter confirming trading as primary income
- Schedule C or K-1 forms if applicable
For Financial Advisors:
- Commission statements and 1099 forms
- Client asset under management reports
- Professional licenses and certifications
- Business registration documentation
Investment Property Financing
Many successful traders and financial professionals seek to diversify their wealth through real estate investments. Our investment property mortgage programs are designed specifically for high-net-worth individuals with complex income structures, offering flexible qualification criteria and competitive rates for both residential and commercial properties.
Expert Support Throughout the Process
Our mortgage specialists provide dedicated support and analytics to help financial professionals navigate the mortgage process efficiently, understanding the time-sensitive nature of trading and investment opportunities.
Whether you're looking to purchase a primary residence, upgrade to a luxury home, or expand your real estate investment portfolio, our specialized mortgage programs provide the flexibility and understanding that traditional lenders often lack when working with financial professionals.
Ready to Explore Your Mortgage Options?
Contact our specialized mortgage team to discuss how we can structure a loan program that works with your unique income profile and investment goals.